Starting a farming operation

Contributed by Keylee Staigle

Starting a new farm and ranch operation can be a challenging task with the high capital requirements and the information needed to obtain credit. A partner who can provide the resources and advice necessary to succeed can make a big difference. Here’s what you need to know about beginning farmer programs, and how we at American Bank Center can help you.

What do I need to get started?

A detailed plan of what you want your operation to be is necessary, along with projections of your estimated income and expenses. It is also crucial to get a lender on board early, so they can assist you. There are many resources available to help you put together your plan and assist you with the paperwork. Here at American Bank Center, we are able to make the process easier for you by coordinating with these resources:

  • North Dakota Farm Management – Assists with putting together required financial information and developing a business plan.
  • Farm Service Agency – Provides down payment programs for real estate, offers lending for customer who do not meet typical lending requirements and works with banks to provide feasible rates and terms.
  • Crop and Property Insurance – Provides the risk protection to make lending possible.
  • Transition Planning – Works with our borrowers to transition in a new farmer at an existing operation.
  • NDSU Crop and Livestock Budgets – Provides templates for crop and livestock budgets in North Dakota.
  • Commodity Marketing – Protects your profit through a well-thought-out marketing plan.

American Bank Center is here for you!

If you are ready to start up your farm or ranch operation or transition it to the next generation, an American Bank Center Agricultural Banking Officer is here to set you on a successful path. We can connect you with the appropriate resources and help you with any of your lending needs. Our goal is to get your operation up and running as soon as possible.


About Keylee

A lifelong resident of North Dakota, Keylee has been working in the financial industry since 2015. She can provide loan, deposit and specialty product services that will set farmers and ranchers up for success. “I will be your biggest cheerleader. I will be there to celebrate with you during the good times and assist you during the difficult times.” Keylee has a strong appreciation for what farmers and ranchers do and enjoys finding good quality products and services to best meet their needs and current situations.

Learn more

Questions? Contact us!

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