Community Rewards Checking

You Earn. We Give. 

When you open a Community Rewards Checking(1) account from American Bank Center, you’ll start earning money up to three different ways. 

Cash Back Checking. When you use your debit card, we’ll give cash back on your transactions if at least 10 debit card transactions post and settle during that statement cycle (2). 

Free ATMs. If you maintain a daily balance of $1,000 in your account, we’ll pay for all ATM fees. Otherwise, we’ll cover $20 worth of withdrawal fees per statement cycle. 

Account Interest. Earn 1.02% APY (3) on daily balances of $0-$10,000 if at least 10 debit card transactions post and settle during that statement cycle (4). 

Open Account Online

So where does the “Community Reward” come in? 

At the end of the year, American Bank Center adds up all of the earnings from your Community Rewards Checking and makes a donation in your honor to a local charity. You earn. We give. The community benefits.

And of course there are all the other benefits you’ve come to expect from a personal checking account: 

  • Free Online and Mobile Banking
  • Free Mobile Deposit
  • Person to Person Transfers 
  • VISA Debit Card
  • Free Bill Pay and Free Statements

You can get started by opening an account online or by visiting any branch to enroll in Community Rewards Checking from American Bank Center. .


(1) Certain restrictions may apply. Account subject to credit approval. (2) Rewards deposited monthly into your account (3) The Annual Percentage Yield is accurate as of 4/16/20. Rates may change after the account is opened. Fees could reduce the earnings on the account (4) Daily balances exceeding $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY.

Questions? Contact us!

 
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