Whether it's Saturday at midnight on a Sunday or with a kid on your lap, with American you can start your home buying process from anywhere, on your time. Plus, we're offering new mortgage customers $500 when you also open a checking account with direct deposit and auto pay.* It's that simple.
Low-Cost or No-Cost Mortgages
American advises its customers on the right financial products for their unique situations. Dream homes don't come along every day. Less-than-stellar credit or coming up shy of a down payment because of closing costs shouldn't stop you from making an offer. Low-cost or no-cost loans can reduce up-front charges. It's not for everyone, but it is a possibility. Together, we'll explore all the options available.
Do you know where your mortgage is or where your payment is going? When you receive a home loan from American, depending upon the type of financing you have requested, you will. Unlike other banks, American offers local servicing. This means local customer service. Call us regarding your loan or if you have a question about how to handle an insurance claim. Speaking of insurance...
Insurance and Online Banking
We offer homeowners insurance through American Insurance Center**, partnering with dozens of insurance providers to make sure you have the appropriate coverage. And since we operate under the same name, both our lenders and agents collaborate to make sure you get the service you deserve. Finally, when you open your checking account, American's online banking lets you manage your finances 24/7 and with services you expect like auto-pay and mobile deposit, rest assure your mortgage is covered.
* Offer is subject to change and may expire at any time. Conditions apply. See us for details.
**American Insurance Center is an equal opportunity provider. Products and services offered through American Insurance Center are: * Not a deposit * Not FDIC insured * Not insured by any federal government agency * Not financial institution guaranteed