Personal Banking

At a concert or on the beach...wherever you find yourself, American is there! Whether you need to deposit a check, open an account or simply check your balances, you can do it all on your time! 

Checking Accounts

When you open a Community Rewards Checking(1) account from American Bank Center, you’ll start earning money through debit card rewards(1), free ATMs(2), and account interest. (3)

At the end of the year, American Bank Center adds up all of the earnings from your Community Rewards Checking and makes a donation in your honor to a local charity. You earn. We give. The community benefits. 

  • Free online and mobile banking
  • Free online bill pay
  • Free eStatements
  • Free debit card
  • Debit Rewards (1)
  • Free ATMs (2)
  • Earn 1.02% APY (3) 
Looking for other options? Check out our other checking and savings accounts.

Online and Mobile Banking

Have the flexibility to bank anywhere and anytime! Our digital tools make it easy to view balances, manage your acconts and make payments to friends or companies.
  • Internet banking and mobile banking  allow you to pay bills, check balances, transfer funds and more, from wherever you are. 
  • Deposit checks from anywhere with Mobile Deposit.
  • Mobile Wallet allows you to make contactless payments via Apple Pay, Google Pay and Samsung Pay. 
  • Keep your accounts and card secure with the MyCardRules card management tool. 
  • Personalize your debit card with your own photos or images. 
(1) Earn $0.10 per debit card transaction. Requires at least 10 debit card transactions post and settle during that statement cycle.
(2) Unlimited ATM fee refunds. Requires $1,000 minimum daily balance or get $20 in ATM refunds per statement cycle with less than $1,000 daily balance.
(3) 1.02% Annual Percentage Yield on balances of $0-10,000. Requires at least 10 debit card transactions post and settle during that statement cycle. Daily balances over $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY. The APY is accurate as of 4/16/20. Rates may change after the account is opened. Fees could reduce the earnings on the account.


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